The 4 Cs of Credit: What You Need to Know

Have you ever wondered what a banker considers before approving your mortgage, car loan, or credit card? When you apply, lenders evaluate the risk of lending you money by…

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How to Find Grants to Pay Medical Bills

Finding grants to pay medical bills can be a critical step toward debt relief for many, especially those facing a financial burden due to unexpected health care costs. Listen to the podcast episode…

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Fun Money Budget Guide: 50/30/20 Rule & Why You Need It

Fun money is a budget category that allows you to enjoy life while still working toward your financial goals. Also called “blow money” or “spending money,” this budget category…

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Do You Need a Good Credit Score with No Debt?

Listen to the podcast episode: Some people on the internet think having a credit score while being debt-free is a bad thing. The idea is that a credit score…

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Meet RaLEA

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Hi! I’m RaLea, the force behind this blog and this mission. I’m here to document our journey toward debt freedom and building financial security, and provide resources for other families with special needs.

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