Introducing the newest free money challenge from Balanced FI – the Money Makeover Challenge! This free year-long program is very easy and low-key. All you have to do is download the current month’s calendar and implement as many of the tips as you can work into your life. Most of the daily tasks will take …
Change Your Mindset With the Money Makeover Challenge Read More »
Life insurance is a marker of financial adulthood, but it can be hard to know how much life insurance you should have. Your needs depend on your personal situation. Luckily, there are some guidelines to help you decide if you need life insurance and how much you need. What is life insurance anyway? Simply put, …
Financial podcasts are an easy and free way to learn ways to improve your money, while you’re on the go or performing mundane tasks. A 2021 study found that 57% percent of “US consumers” listened to podcasts, which is an increase over last year. I can only imagine that the upheaval of COVID has impacted …
Do you find yourself struggling to work out how much money you’re spending and where it’s going? We all know that budgeting is an important part of financial stability, but many people don’t know where to start. With so many different budget methods, which one will be the best for your life and money situation? …
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Starting a virtual bookkeeping business is a great side hustle or small business if you know what you’re doing. Setup costs are low, there’s a low barrier to entry, and training is readily available. A virtual business easily crosses state lines and time zones, so you can work when you want to. Listen to the …
The idea of talking to your spouse about money is daunting, but it’s important. Whether you’re struggling with debt or just want to pursue a better financial future together, these tips will help you tackle the conversation head-on. In order for both spouses to be happy in the marriage financially, they have to agree on …
Struggling to Talk to Your Spouse About Money: 3 Simple Steps to Help Read More »
Listen to the podcast episode Part of being wise with your money is finding the balance between frugality and cheapness. There are some things you shouldn’t skimp on just to save money, for your own safety and health. 1. Safety things Protective gear for sports- an obvious area not to skimp on Your six-year-old playing …
Frugal not Cheap: 6 Things You Shouldn’t Skimp On Read More »
Listen to the podcast episode Finding grants to pay medical bills is a great way to stay on top of mounting expenses when you have a sick or disabled loved one. Researching and applying for grants takes time, plus you have to manage the reimbursements or payments later. Over the last 6 years, I have …
Listen to the podcast episode: There are contingents of the internet that view a credit score while debt-free as a bad thing. The theory is that a credit score is a measure of your responsibility with debt and all debt is bad. However, nothing is that black and white. There are legitimate, real reasons to …
Listen to the podcast episode: Finding your true motivation for debt payoff will be difficult unless you’re honest with yourself. You have deeper motivations, beyond just “get out of debt.” You can achieve so much more without the burden of debt weighing you down. The debt payoff journey can last years. We all know how …