Finding ways to reduce waste at home is an important, and easy, part of living a more frugal and meaningful life … and it can keep your garbage bills down. Does anyone else cringe when they pay the bill for garbage pick-up? It’s one of my least favorite bills since you don’t get anything fun …
These first-time homebuyer tips will help your home buying journey follow a financially responsible path. Purchasing a home is a complex process with many steps, and it’s one of the biggest financial decisions you will ever make. Homeownership is a big part of the American dream, but it seems like a stretch these days. I’m …
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Who doesn’t want to head into the new year in a better financial position? There’s no magic wand to wave over your money, but this new year’s financial checklist is the perfect plan for making changes. 1. Make a spending plan The very first step of your new year financial checklist is to create a …
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Life insurance is a marker of financial adulthood, but it can be hard to know how much life insurance you should have. Your needs depend on your personal situation. Luckily, there are some guidelines to help you decide if you need life insurance and how much you need. What is life insurance anyway? Simply put, …
If you didn’t take advantage of Black Friday / Small Business Saturday / Cyber Monday sales, there is still plenty of time to find gifts that fit within your holiday budget. This list of cheap homemade gifts will help round out your shopping list, especially if you’re buying for children or their teachers, daycare providers, …
With the holidays coming up, who doesn’t need to make extra money for Christmas? Earning extra cash now will help you avoid putting gifts on a credit card, which you may not be able to pay off in the same billing cycle. That means you’ll be charged interest, making those gifts more expensive than you …
If you have someone in your life who has yelled “we have too much junk” while wildly throwing stuff into garbage bags, I’ve got 12 ideas for frugal gifts for minimalists. Minimalism is all about living with less so you can focus on what matters most. There are a lot of things that people think …
Financial podcasts are an easy and free way to learn ways to improve your money, while you’re on the go or performing mundane tasks. A 2021 study found that 57% percent of “US consumers” listened to podcasts, which is an increase over last year. I can only imagine that the upheaval of COVID has impacted …
The 52 Week Savings Challenge is a simple method for saving a large amount. Making smaller deposits each week will help you reach your savings goal amount by the end of the year-long challenge period. Listen to the podcast episode Print out one of the trackers included in this article to monitor your savings progress. …
Starting a virtual bookkeeping business is a great side hustle or small business if you know what you’re doing. Setup costs are low, there’s a low barrier to entry, and training is readily available. A virtual business easily crosses state lines and time zones, so you can work when you want to. Listen to the …