Finding ways to reduce waste at home is an important, and easy, part of living a more frugal and meaningful life … and it can keep your garbage bills down. Does anyone else cringe when they pay the bill for garbage pick-up? It’s one of my least favorite bills since you don’t get anything fun …
These first-time homebuyer tips will help your home buying journey follow a financially responsible path. Purchasing a home is a complex process with many steps, and it’s one of the biggest financial decisions you will ever make. Homeownership is a big part of the American dream, but it seems like a stretch these days. I’m …
The Best First-Time Homebuyer Tips to Get You Started Read More »
Who doesn’t want to head into the new year in a better financial position? There’s no magic wand to wave over your money, but this new year’s financial checklist is the perfect plan for making changes. 1. Make a spending plan The very first step of your new year financial checklist is to create a …
Use a New Year Financial Checklist to Change Your Money Read More »
Life insurance is a marker of financial adulthood, but it can be hard to know how much life insurance you should have. Your needs depend on your personal situation. Luckily, there are some guidelines to help you decide if you need life insurance and how much you need. What is life insurance anyway? Simply put, …
Cheap and easy DIY Christmas gifts 2024 for everyone on your list. Save money with thoughtful, homemade presents that show you care. This list of cheap and easy DIY Christmas gifts for 2024 will help round out your shopping list.Especially if you’re buying for children, their teachers, daycare providers, or your mail delivery person. The …
With the holidays coming up, who doesn’t need to make extra money for Christmas? Earning extra cash now will help you avoid putting gifts on a credit card, which you may not be able to pay off in the same billing cycle. That means you’ll be charged interest, making those gifts more expensive than you …
Minimalist Christmas gifts that are thoughtful, practical, and frugal—perfect for the minimalist who wants to live with less but still celebrate the season. If you have someone in your life who has yelled, “We have too much junk!” while wildly throwing stuff into garbage bags, I’ve got great minimalist christmas gift ideas that will work …
Financial podcasts are an easy and free way to learn ways to improve your money, while you’re on the go or performing mundane tasks. A 2021 study found that 57% percent of “US consumers” listened to podcasts, which is an increase over last year. I can only imagine that the upheaval of COVID has impacted …
The 52 Week Savings Challenge is a simple method for saving a large amount. Making smaller deposits each week will help you reach your savings goal amount by the end of the year-long challenge period. Listen to the podcast episode Print out one of the trackers included in this article to monitor your savings progress. …
Starting a virtual bookkeeping business is a great side hustle or small business if you know what you’re doing. Setup costs are low, there’s a low barrier to entry, and training is readily available. A virtual business easily crosses state lines and time zones, so you can work when you want to. Listen to the podcast episode …