With the holidays coming up, who doesn’t need to make extra money for Christmas? Earning extra cash now will help you avoid putting gifts on a credit card, which you may not be able to pay off in the same billing cycle. That means you’ll be charged interest, making those gifts more expensive than you …
If you have someone in your life who has yelled “we have too much junk” while wildly throwing stuff into garbage bags, I’ve got 12 ideas for frugal gifts for minimalists. Minimalism is all about living with less so you can focus on what matters most. There are a lot of things that people think …
There are less than 60 days left in 2021. Now is the time to take action to improve your finances before the end of the year. Although winning the lottery would be the easiest way to change your money, that’s not happening any time soon. Instead, you need to take control of your money. Taking …
You know that adults should care about credit scores. You know that credit scores are a real thing. But do you know how to improve your credit score, or why your score matters? What is a credit score? A credit score is a numerical measure of how you’ve handled debt in the past. It gives …
Getting serious about your finances usually means paying off debt or saving money. Those goals are made easier by increasing your income. The amount needed varies depending on your situation, but if you’ve ever wondered how to make an extra $500 a month, we’ve got you covered with this list of side hustles or small …
Financial podcasts are an easy and free way to learn ways to improve your money, while you’re on the go or performing mundane tasks. A 2021 study found that 57% percent of “US consumers” listened to podcasts, which is an increase over last year. I can only imagine that the upheaval of COVID has impacted …
Do you find yourself struggling to work out how much money you’re spending and where it’s going? We all know that budgeting is an important part of financial stability, but many people don’t know where to start. With so many different budget methods, which one will be the best for your life and money situation? …
How to Find the Best Budget Method for Your Life & Money Read More »
The 52 Week Savings Challenge is a simple method for saving a large amount. Making smaller deposits each week will help you reach your savings goal amount by the end of the year-long challenge period. Print out one of the trackers included in this article for monitoring your savings progress. You don’t have to …
Starting a virtual bookkeeping business is a great side hustle or small business if you know what you’re doing. Setup costs are low, there’s a low barrier to entry, and training is readily available. A virtual business easily crosses state lines and time zones, so you can work when you want to. I started my …
Understanding a few basic investment terms is a step forward on your journey toward financial security. Investing can be as complex or as simple as you want it to be. Thousands of people actually invest others’ money as a job…. but it’s also something literally anyone with money can participate in. Start investing as soon …
Investing Terms 101: Basic Investment Terms You Need to Know Read More »