Fun Money Budget Guide: 50/30/20 Rule & Why You Need It

Fun money is a budget category that allows you to enjoy life while still working toward your financial goals. Also called “blow money” or “spending money,” this budget category…

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Do You Need a Good Credit Score with No Debt?

Listen to the podcast episode: Some people on the internet think having a credit score while being debt-free is a bad thing. The idea is that a credit score…

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Father’s Day Gift Ideas for Dads of Young Kids

It’s time to start planning for Father’s Day gifts, especially if you’re ordering something online. Shipping seems to take longer lately, so make sure to plan far enough ahead. …

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7 Steps to Find Motivation to Get Out of Debt

Listen to the podcast episode: Motivation to pay off current debts goes beyond just wanting to be debt-free. You need to understand why it matters to you. Maybe you’re…

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Meet RaLEA

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Hi! I’m RaLea, the force behind this blog and this mission. I’m here to document our journey toward debt freedom and building financial security, and provide resources for other families with special needs.

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