5 shares 4 1 It’s possible to enjoy a safe Christmas during this pandemic, with a little flexibility and compassion for those who are at risk. The World Health Organization has made it abundantly clear that it’s essential to avoid gatherings this holiday season. You can celebrate a pandemic Christmas with just the people in …
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Save for recurring expenses to ease the stress of timing bill payments and paydays. Paying some bills annually can also save money on fees. Listen to the podcast episode: If you’re new to the Financial Security Steps, start here: Welcome! Once you have tracked your expenses for the last 3 months, saved your mini emergency …
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Listen to the podcast episode: You can have a frugal Christmas if you carefully plan and shop around. Spending more doesn’t make you more loved, but spending wisely helps. My husband and I both have divorced and remarried parents (our kids are lucky enough to have 7 grandparents). He has half-siblings, I have step-siblings. We …
The beauty of saving early for retirement is in compound interest. Your small contributions grow over the years to fund life after work. Listen to the podcast episode One of the most important things you can do, now, today, is to start saving for retirement, if you’re not already. Ideally you’d save a lot early …
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Listen to the podcast episode Practicing gratitude will help you mentally, physically, and emotionally. Don’t let the bad overwhelm you. For the week of Thanksgiving, of course I chose to write about gratitude. That’s what one does when one has a blog. But as I started writing about my family’s journey through my daughter’s medical …
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A mini emergency fund is crucial to your financial stability, especially when it is the only thing keeping you from reaching for a credit card. Listen to the podcast episode now Find the podcast on Apple Podcast, Pandora, Spotify, Stitcher, iHeart Radio, & Amazon Music Dave Ramsey and I agree that the first step for financial security is to save up …
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Track your expenses to show where your money has been going and where you need it to go to meet your goals. Listen to the podcast episode now Anyone can get their finances under control, with enough time, effort and direction. It’s not easy to know how to begin though. I recommend starting in the …
The Financial Security Steps give you beginner’s guidance If you’re interested in improving your finances and you’ve done any research, you’ve probably heard of Dave Ramsey. He’s likely the most well-known personal finance guru, and his 7 Baby Steps have helped millions of people get out of debt and eventually become financially free. I’ve created …
A 30 day challenge can be a great way to save money and make progress toward your goals. Listen to the podcast episode now I recently realized that my husband and I are both secretly competitive people. We are using that trait to our family’s advantage by creating 30 day challenges, to save money or …
Listen to the podcast episode now If this year has taught us anything, it is the importance of mental health and easy self-care. Welcome to 2020, the dumpster fire year. Everything sucks and it’s OK to feel that to your core. 1. Try Meditation My counselor recently recommended meditation as a way to manage my …