Listen to the podcast episode Part of being wise with your money is finding the balance between frugality and cheapness. There are some things you shouldn’t skimp on just to save money, for your own safety and health. 1. Safety things Protective gear for sports- an obvious area not to skimp on Your six-year-old playing …
Frugal not Cheap: 6 Things You Shouldn’t Skimp On Read More »
Listen to the podcast episode Finding grants to pay medical bills is a great way to stay on top of mounting expenses when you have a sick or disabled loved one. Researching and applying for grants takes time, plus you have to manage the reimbursements or payments later. Over the last 6 years, I have …
Listen to the podcast episode Fun money is a budget category that allows you to enjoy life while still working toward your financial goals. Also called “blow money” or “spending money,” this budget category lets you buy nonessential things without the guilt of ruining the family budget. Including fun money in your budget is an …
It’s time to start planning for Father’s Day gifts, especially if you’re ordering something online. Shipping seems to take longer lately, so make sure to plan far enough ahead. As the mom of 2 kids under 6, writing about the best Mother’s Day gift ideas for moms of young kids was easy. Really, I am …
Listen to the podcast episode May is mental health month. In that spirit, I reached out to my own counselor to ask about resources for when you can’t afford mental health care. One of the most tragic facets of life in America is the healthcare system. That system breaks down even further when mental health …
I Can’t Afford Mental Health Care: How to Find Good Care That Fits in Your Budget Read More »
Listen to the podcast episode: If you appeal a health insurance denial correctly and promptly, you have a chance of getting the equipment or procedure covered. Many times, health insurance companies automatically deny anything that isn’t routine. It’s up to the patient (or the patient’s parent) to be persistent and get coverage by appealing the …
The Ultimate Guide to Appealing Health Insurance Denials Read More »
These Mother’s Day gift ideas for moms with young kids are guaranteed to score the dads out there some major brownie points. We all know it’s Dad’s job to buy Mother’s Day gifts when their children are young. That also means there’s more pressure to buy a great gift. Mom is going to appreciate anything …
The Best Mother’s Day Gift Ideas, for Moms of Young Kids Read More »
A frugal Valentine’s Day is possible, and much more attainable than a frugal Christmas. If you have to suffer through (or enjoy) the holiday, you might as well be sensible about it. Valentine’s Day seems to be one of the more divisive holidays; you either love it or hate it. That goes for children and …
Be intentional about your money to become debt-free and financially secure. Control your money instead of letting it control you. Listen to the podcast episode: To move toward your big goals, you must be intentional about your money, every day. Debt payoff, emergency savings, retirement planning, education costs… these all require you to focus. QUOTE: …
Not everyone knows how to set financial goals, but you can learn. A focused, step-by-step plan will help you meet your purpose. Everyone knows that goals are important for growth. Unfortunately, not everyone knows how to set financial goals. Setting goals for 2021 is the best way to recover from any money-related hardships 2020 rained …