Sign up for The Frugal Year Challenge NOW
Focus on one money-saving area during the Frugal Year Challenge, in the perfect response to the panic and uncertainty of 2020.
2020 opened my eyes to how precarious our finances were. My husband is an essential worker, so he continued working. I am self-employed and work from home, so I was able to maintain my (part-time) income. I realized we are not prepared in any way for a major income decrease, despite being in a very good situation overall. The Frugal Year Challenge is a step-by-step guide to saving money in many areas, to help YOU prepare for the uncertain.
The start of the coronavirus pandemic in the US was also the start of our “serious” financial steps. We had started paying off debt, half-heartedly, in September 2019. Less than a week later, our 8-year-old fridge died unexpectedly. Replacing that meant more debt (luckily at 0%, but still), which was discouraging enough to slow us down. We got serious in February and have been able to pay off $19,000 in debt, without selling any huge assets.
We’re committed to debt payoff in 2021, and I want you to be too! I put together the Frugal Year Challenge to make it easier to save money in a lot of little ways. To avoid overwhelm, focus on one area each month.
Get serious about your finances
Saving money is great, but it should be purposeful. You need goals and a plan to make your efforts worthwhile. Use the teeny tiny steps of the Financial Security Steps to move toward debt freedom and growth.
Enrolling in the Frugal Year Challenge supplements the Financial Security Steps or even Dave Ramsey’s Baby Steps.
The Frugal Year Challenge is a great way to just save money. You don’t have to be working on debt payoff or retirement savings to challenge yourself to save more.
Sign up for the Frugal Year Challenge now
Challenge yourself to be frugal all year
Over the course of an entire year, the Frugal Year Challenge focuses on ONE area of savings each month. You can totally save money all over the place, but not if you’re trying to do everything all at once. Take a breath, focus your efforts, and establish good financial habits.
Choosing one area each month makes change manageable. I don’t want you to feel overwhelmed… I’m aiming for empowered!
Exclusive, free content
Information from the Frugal Year Challenge will only be available, for free, for the lifetime of this blog, through a password-protected page. Simply sign up here to get your login & receive notifications of new content throughout the year.
Sign up after January 2021 and you’ll still have access to everything that has already been posted, as well as emails when new articles are live.
